Compliance & Certification · PSD2

PSD2 Compliance: safe and open payments.

Meet PSD2 requirements for strong customer authentication and open banking APIs, and turn secure, open payments into a real competitive advantage for your bank.

Our approach — a continuous cycle
1 · Assess 2 · Protect 3 · Comply 4 · Monitor 5 · Evolve Our approach
Certifications & accreditations
What it involves

Secure and open your payments.

The PSD2 (Payment Services Directive 2) governs electronic payments across Europe. It mandates Strong Customer Authentication (SCA) and opens account access to trusted third parties through secure APIs.

Intervalle helps you reconcile security, user experience and regulatory compliance, from audit to full remediation.

  • Scope: banks, payment service providers and fintechs
  • Strong Customer Authentication (SCA) and exemption management
  • Opening services through secure Open Banking APIs (XS2A)
  • Fraud prevention and regulatory reporting
What we cover

PSD2 requirements, addressed.

We cover the directive's full set of security and compliance obligations.

Strong Customer Authentication (SCA)Two independent factors to secure account access and payments.
Open Banking & APIs (XS2A)Secure account access for trusted third parties through dedicated interfaces.
Communication securityEncryption, certificates and protection of exchanges between payment actors.
Fraud management & preventionReal-time detection and controls against payment fraud.
Exemptions & transaction risk analysisControlled use of SCA exemptions based on transaction risk analysis (TRA).
Reporting & regulatory complianceKPI tracking, incident reporting and compliance documentation.
Our method

From gap to lasting compliance.

An end-to-end approach, from audit to maintaining PSD2 compliance.

  1. 1

    Audit

    Gap analysis against the requirements of the PSD2 directive.

  2. 2

    Remediate

    Prioritised remediation plan and hands-on support for controls.

  3. 3

    Comply

    Bring SCA, APIs and anti-fraud controls into compliance.

  4. 4

    Post-compliance

    Regulatory watch, reporting and keeping compliance current over time.

Compliance & Certification

Other frameworks.

Payments, banking and data protection — we cover them all.

Ready to secure your PSD2 payments?

A gap audit and a roadmap through to full compliance. Leave us your details and an expert will get back to you.