Route, authorise and clear card transactions in real time, on a resilient, scalable card switch platform that is PCI DSS compliant end to end.
Our platform runs the payment switch, card routing, real-time authorisation, then the clearing and settlement of transactions.
A card payments infrastructure built, deployed and run by Intervalle, connected to your core banking and your networks.
From transaction routing to network health, see card payments the way they are run in the control room, from a single operations desk.
The switch routes each transaction to the right network and authorises it in real time, with the acquiring and issuing split in view.
Every card endpoint is monitored continuously, with its latency, its uptime and an alert feed that flags the slightest degradation.
From acquiring to settlement, a controlled and traceable card payment chain.
The card switching core that routes every card transaction in real time.
Routing to the right scheme and real-time authorisation, network by network.
Batch reconciliation, clearing and settlement automated through to disbursement.
Domestic, international and private-label cards managed and routed on a single platform.
Encryption, tokenisation and audit trails for end-to-end PCI DSS compliance.
Throughput, latency, authorisation and uptime steered continuously, with alerts.
Smooth, reliable and compliant card flows.
Transactions authorised in a few milliseconds, with no friction for the cardholder.
Every transaction directed to the best scheme, automatically.
Batches reconciled and settled without needless manual work.
A resilient platform that holds up under peak load.
Encrypted, traced flows that meet card payment requirements.
Full visibility over throughput, latency and authorisations.
Indicative figures observed; they vary with context and scope.
A controlled card payments rollout, from need to ongoing operations.
Analysis of your card flows, your networks and your routing rules.
Setup of the switch, the schemes, authorisation and clearing.
Connection to core banking and networks, testing and PCI DSS compliance.
Run, real-time monitoring and routing optimisation over time.
Six stages of the customer lifecycle — from onboarding to collections and on to a better customer experience — resting on a cross-cutting automation and data core that connects them and improves them continuously.
From the first interaction to account opening: a smooth, compliant onboarding for individuals and businesses alike.
Learn more →Accounts, products, cards, accounting and treasury on the Infosys Finacle suite, implemented and run by our teams.
Learn more →Secure, compliant payment journeys: e-wallet, mobile banking and card switch.
Card payments and the payment switch are the technical core of this stage.
Learn more →Two dimensions mastered: credit risk across the loan lifecycle, and balance-sheet risk (ALM, capital) steered at bank level.
Learn more →In the event of non-payment, our solution automates the collections process — through to litigation management where needed.
Learn more →Data and automation in the service of the relationship: anticipate churn risk and deliver hyper-personalised experiences that raise satisfaction and revenue.
Learn more →A concrete scenario, from terminal to settlement.
Adam Loup pays for a €1,200 purchase by card. The transaction comes in through acquiring, the switch routes it to the right scheme and the authorisation returns in 42 ms. At the end of the day, the operation is added to the clearing batch, reconciled and then settled, with no manual entry at all.
Request a demo: we will show you how to route, authorise and clear your card transactions in real time, on a resilient, PCI DSS-compliant card switch platform. Leave us your details and an expert will get back to you.