PCI DSS Service Provider Support

Why Choose Interval Technologies as Your PCI DSS Service Provider?

At Intervalle Technologies, we are proud to be Qualified Security Assessors for PCI DSS v4, standing at the forefront of digital security and compliance. With our deep expertise and commitment to excellence, we empower businesses to not just meet, but exceed the rigorous standards of PCI DSS v4. Our role as Qualified Security Assessors is more than a certification; it’s a pledge to safeguard your financial data and build a resilient, secure environment. Trust in our proven track record and let us guide you through the complexities of PCI compliance with confidence and clarity. Together, we’ll ensure your operations are fortified and ready for the future of cybersecurity.

Why Financial Services Risk Compliance Without a PCI DSS Service Provider

Protect customer trust and avoid costly breaches by partnering with a certified PCI DSS service provider tailored for financial institutions.

  • Data Breach Fines: Without a PCI DSS service provider, financial services face steep fines, often millions, from data breaches, severely impacting your bottom line and damaging long-term customer trust.
  • Lost Business: Non-compliance leads to revoked ability to process payments, freezing transactions, crippling revenue streams, and pushing clients toward competitors that offer secure, compliant solutions.
  • Reputation Damage: A single security incident can destroy your company’s reputation, leading to customer churn, costly PR crises, and a lasting loss of credibility in the financial services industry.

PCI DSS Service Provider for Secure Payment Systems

  • Enhanced Data Protection: Safeguard sensitive cardholder information with robust encryption, tokenization, and security protocols, ensuring secure payment transactions and reducing the risk of data breaches.
  • Regulatory Compliance: Meet all PCI DSS requirements and industry regulations effortlessly, avoiding hefty fines and penalties while maintaining full compliance with evolving standards like PCI DSS 4.0.
  • Customer Trust & Confidence: Instill trust among your customers by ensuring their payment data is handled securely, fostering long-term loyalty and reducing the likelihood of reputational damage from breaches.

Achieving PCI DSS Certification with Confidence

Expertise in PCI Compliance

Our deep understanding of PCI compliance ensures your business meets all necessary requirements. By meticulously addressing each aspect, we safeguard against potential vulnerabilities and data breaches. With our expertise, you’ll navigate the complexities of compliance effortlessly. We start by assessing your current systems and identifying gaps. Next, we implement robust measures to address these issues. This proactive approach minimizes risks and enhances your security posture. Additionally, our team stays updated on the latest industry standards and regulatory changes. This ensures that your business remains compliant with evolving requirements. We also provide continuous support and guidance to help you maintain compliance long-term. By partnering with us, you benefit from a comprehensive strategy that fortifies your defenses and builds trust with your customers. This approach not only protects sensitive data but also strengthens your overall security framework.

Guidance on PCI DSS Certification from a Certified PCI DSS Service Provider

We offer expert guidance to simplify the complexities of PCI DSS certification. Our team supports you through every step of the process. From initial assessment to final certification, we ensure clarity and efficiency. We begin with a thorough evaluation of your current systems, identifying gaps and areas for improvement. Next, we help you implement necessary changes and establish strong security measures. Additionally, we provide ongoing support to address any emerging issues or updates. Our goal is to make the certification process smooth and stress-free. By partnering with us, you benefit from our in-depth knowledge of the latest PCI DSS standards. We help you not only achieve certification but also maintain it long-term. This proactive approach enhances your data security and fosters trust with your clients. Trust our expertise for a seamless PCI DSS certification journey.

Master PCI DSS Requirements with a Certified PCI DSS Service Provider

Our team excels in interpreting and applying PCI DSS requirements, ensuring your systems are fully compliant with the latest security standards. We meticulously analyze each requirement to tailor solutions that fit your unique needs. By leveraging our deep expertise, we streamline the compliance process, making it straightforward and manageable. Our approach not only covers current standards but also anticipates future updates, ensuring ongoing adherence. Furthermore, we offer continuous support to address any evolving needs or changes in regulations. This proactive strategy minimizes risk and enhances your overall security posture. With our guidance, you can confidently meet all PCI DSS requirements while focusing on your core business operations. We help transform complex compliance obligations into actionable steps, fostering a secure environment that protects both your business and your customers.

Insight into Payment Card Industry Data Security Standard (PCI DSS) 4.0

Stay ahead with our deep expertise in PCI DSS 4.0. We ensure your business not only meets but exceeds the latest security standards. By leveraging our comprehensive knowledge, you gain a strategic advantage in safeguarding sensitive payment data. Our team helps you seamlessly integrate the most current best practices, enhancing your overall data protection. Additionally, we keep you informed about emerging threats and compliance updates. This proactive approach minimizes risks and fortifies your security posture. Transition smoothly into PCI DSS 4.0 requirements with our tailored solutions, designed to address specific challenges in payment card security. Thus, you can focus on your core business operations while we handle the intricacies of compliance. Trust us to deliver robust protection and maintain the highest standards of data security.

Advanced Risk Assessment and Management

Effective risk management is crucial for safeguarding your business against potential threats and vulnerabilities. Advanced risk assessment involves a thorough analysis of all possible risks, identifying vulnerabilities before they become serious issues. By implementing proactive strategies, businesses can mitigate potential impacts and secure their operations.

Our advanced risk assessment process integrates the latest methodologies and tools to provide a comprehensive view of your security posture. We not only identify risks but also evaluate their potential impact on your business. This approach ensures that you are well-prepared to address any emerging threats.

Moreover, continuous monitoring and regular updates are essential. Our team remains vigilant, adapting to new risks and evolving threats. By employing a dynamic risk management strategy, we help you maintain robust defenses and ensure long-term security. Trust our expertise to protect your business and maintain operational integrity.

Intervalle Technologies: A Qualified Security Assessor

At Intervalle Technologies, our journey began 18 years ago with core banking software integration. Since then, we’ve grown alongside the financial sector, adapting to its evolution. As the industry embraced digitalization, we seamlessly transitioned into cybersecurity and compliance. Our extensive experience includes partnering with over 100 financial institutions across Europe, Asia, and Africa. With each advancement, we’ve refined our expertise to meet new challenges. Today, we are a qualified security assessor certified by PCI DSS, and our deep understanding of both financial services and digital security positions us as a trusted partner. Choose us to navigate the complexities of modern compliance and safeguard your financial operations with confidence.

Become PCI Compliant

Become PCI compliant with Intervalle Technologies and embark on a journey towards robust security and regulatory adherence. Our expert team will guide you through every phase, ensuring a smooth transition from assessment to certification.

Step 1

Initial Assessment

Evaluate your current security posture and identify gaps relative to PCI DSS standards.

Step 2

Gap Analysis

Conduct a detailed analysis to pinpoint specific compliance gaps and areas needing improvement.

Step 3

Remediation Plan

Develop and implement a plan to address identified gaps and align with PCI DSS requirements.

Step 4

Compliance Validation

Perform internal or external testing to ensure all PCI DSS requirements are met and properly documented.

Step 5

Certification Achievement

Submit your documentation and reports to obtain the official PCI DSS certification from a qualified assessor.

Premium Support for PCI DSS Certification

Experience premium support for PCI DSS certification with Intervalle Technologies. Our expert team guides you through every step to ensure compliance and enhance your security posture with confidence.

Q&A

What is the PCI DSS?

The Payment Card Industry Data Security Standard (PCI DSS) is an essential information security standard established to protect cardholder data during credit and debit card transactions. Developed in 2004 by major credit card brands—Visa, Mastercard, American Express, Discover, and JCB—the standard is administered by the Payment Card Industry Security Standards Council (PCI SSC) and is designed to reduce payment card fraud by enhancing security measures surrounding cardholder information.

Purpose and Importance

The primary objective of PCI DSS is to safeguard sensitive cardholder data, including credit card numbers, expiration dates, and security codes. By implementing PCI DSS, organizations can minimize the risk of data breaches and fraud, fostering trust among customers and stakeholders. Although PCI DSS compliance is not a legal requirement, it is often mandated through contractual obligations for businesses that process, store, or transmit payment card information.

Compliance Requirements

PCI DSS outlines twelve specific requirements grouped into six control objectives:

  1. Build and maintain a secure network and systems:
    • Install and maintain a firewall to protect cardholder data.
    • Avoid using vendor-supplied defaults for system passwords and other security parameters.
  2. Protect cardholder data:
    • Protect stored cardholder data.
    • Encrypt transmission of cardholder data across open and public networks.
  3. Maintain a vulnerability management program:
    • Protect all systems against malware and regularly update anti-virus software.
    • Develop and maintain secure systems and applications.
  4. Implement strong access control measures:
    • Restrict access to cardholder data based on business needs.
    • Identify and authenticate access to system components.
    • Restrict physical access to cardholder data.
  5. Regularly monitor and test networks:
    • Track and monitor all access to network resources and cardholder data.
    • Regularly test security systems and processes.
  6. Maintain an information security policy:
    • Establish, publish, maintain, and disseminate a security policy that addresses information security for all personnel.

Assessment and Compliance Levels

Organizations must validate their compliance with PCI DSS either annually or quarterly, depending on their transaction volume. Compliance can be assessed through self-assessment questionnaires or by hiring a Qualified Security Assessor (QSA). The compliance levels are categorized based on the number of transactions processed annually:

  • Level 1: Over six million transactions.
  • Level 2: One to six million transactions.
  • Level 3: 20,000 to one million transactions.
  • Level 4: Fewer than 20,000 transactions.

Adhering to PCI DSS is crucial for any organization that handles payment card information, as non-compliance can lead to severe consequences, including fines, litigation, and reputational damage.

What are the four things that PCI DSS covers?

  1. Build and Maintain a Secure Network and Systems:
    • This includes installing and maintaining firewalls to protect cardholder data and ensuring that default security settings provided by vendors are not used.
  2. Protect Cardholder Data:
    • Organizations must protect stored cardholder data and encrypt transmission of cardholder data across open and public networks.
  3. Maintain a Vulnerability Management Program:
    • This involves using and regularly updating antivirus software and developing secure systems and applications to protect against vulnerabilities.
  4. Implement Strong Access Control Measures:
    • Access to cardholder data should be restricted based on business needs, and unique IDs should be assigned to individuals with access to sensitive data.

Who has to comply with PCI DSS?

  • Merchants of all sizes
  • Service providers
  • Financial institutions
  • Issuers
  • Acquirers

However, formal validation of PCI DSS compliance is not mandatory for all entities. The specific requirements depend on the entity's transaction volume:

  • Level 1: Over 6 million transactions per year. These merchants must undergo an annual assessment by a Qualified Security Assessor (QSA) and quarterly network scans by an Approved Scanning Vendor (ASV).
  • Level 2: 1 to 6 million transactions per year. These merchants must complete an annual Self-Assessment Questionnaire (SAQ) and may need to submit quarterly network scans.
  • Level 3: 20,000 to 1 million e-commerce transactions per year. Similar to Level 2, these merchants must complete an annual SAQ and may need to submit quarterly network scans.
  • Level 4: Less than 20,000 e-commerce transactions and all other merchants processing up to 1 million transactions annually. These merchants must complete an annual SAQ and may need to submit quarterly network scans.

What are the six principles of Payment Card Industry Data Security Standard PCI DSS?

  1. Build and Maintain a Secure Network and Systems:
    • This involves implementing strong firewalls and security measures to protect cardholder data from unauthorized access.
  2. Protect Cardholder Data:
    • Organizations must ensure that cardholder information is securely stored and that data transmission is encrypted, particularly over public networks.
  3. Maintain a Vulnerability Management Program:
    • This principle requires businesses to identify and manage vulnerabilities in their systems through regular updates, patching, and security assessments.
  4. Implement Strong Access Control Measures:
    • Access to sensitive cardholder data should be restricted based on business needs, ensuring that only authorized personnel have access.
  5. Regularly Monitor and Test Networks:
    • Organizations must continuously monitor their networks and conduct tests to identify and address potential security weaknesses.
  6. Maintain an Information Security Policy:
    • A formal security policy must be established and maintained, outlining the responsibilities of all employees in protecting cardholder data and ensuring compliance with security measures.